Ben Zitting

NMLS#

9179

About

Ben Zitting

Bay Equity Home Loans is a full-service mortgage lender that prioritizes personal relationships. Founded in 2007 and licensed in 48 states and DC, we are here to help with all your home loan needs. We offer a secure online application process that can be easily completed on your smartphone or computer. If you prefer a personal touch, our outstanding loan officers are available to guide you step by step. Use our helpful loan calculators to plan your home purchase or refinance. With hundreds of local teams across the country, we are likely in your neighborhood. Customer satisfaction is important to us, as shown by the positive feedback we receive. Bay Equity is committed to providing exceptional service and ensuring your needs come first.

Loan programs at

Ben Zitting

- Loan Programs: Bay Equity Home Loans offers a variety of loan programs to accommodate different needs and situations. Here are some of the loan programs available:

1. Adjustable Rate Mortgage (ARM): A mortgage with an interest rate that adjusts periodically based on market conditions.

2. Fixed Rate Mortgage: A mortgage with a fixed interest rate throughout the loan term.

3. FHA Loan: A mortgage insured by the Federal Housing Administration, designed for low-to-moderate income borrowers.

4. Jumbo Loan: A home loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac.

5. VA Loan: A mortgage guaranteed by the U.S. Department of Veterans Affairs, available to eligible veterans and active-duty military personnel.

6. USDA Loan: A mortgage offered by the U.S. Department of Agriculture, designed for rural and suburban homebuyers.

For detailed information regarding these loan programs or specific eligibility requirements, it is recommended to contact one of Bay Equity's loan officers. They can provide personalized guidance and support throughout the loan process.