Conventional Fixed Rate Mortgages (FRM): Barrett Financial Group offers conventional fixed rate mortgages, which provide stability with a consistent interest rate throughout the loan term. This loan program is suitable for borrowers who prefer predictable monthly payments.

Conventional Adjustable Rate Mortgage (ARM): The company also provides conventional adjustable rate mortgages, where the interest rate is initially fixed for a specific period, and then adjusts periodically based on market conditions. This option may be appealing to those planning to sell or refinance in the near future.

FHA Loans: Barrett Financial Group offers FHA loans, which are insured by the Federal Housing Administration. These loans provide more flexible qualification requirements and lower down payments, making homeownership more accessible for first-time buyers and those with limited financial resources.

VA Loans: The company provides VA loans, specifically designed for eligible veterans, active military personnel, and their families. These loans offer competitive interest rates and favorable terms, making it easier for service members to become homeowners.

Jumbo Loans: Barrett Financial Group offers jumbo loans for home purchases or refinancing that exceed conventional loan limits. This financing option is ideal for borrowers seeking higher loan amounts.

Interest Only: The company provides interest-only loans, allowing borrowers to make interest-only payments for a specific period, typically 5-10 years. This option may benefit individuals with fluctuating income or those planning to sell or refinance in the future.

Down Payment Assistance Program: Barrett Financial Group offers a down payment assistance program to help eligible borrowers bridge the gap between their savings and the required down payment. This can be especially beneficial for first-time buyers or those with limited funds for upfront costs.

USDA Loans: The company provides USDA loans, backed by the United States Department of Agriculture. These loans are designed for rural and suburban homebuyers, offering low-interest rates and no down payment requirements for eligible properties.

Reverse Mortgages: Barrett Financial Group offers reverse mortgages, allowing senior homeowners aged 62 and above to convert a portion of their home equity into loan proceeds. This program provides financial flexibility for retirees or individuals seeking to supplement their retirement income.

Explore All Loan Options: Barrett Financial Group encourages borrowers to explore their website's loan programs section to discover additional financing options tailored to their unique needs.

Note: The provided content is an excerpt from the webpage, including only the relevant information about the loan programs offered by Barrett Financial Group.