Our Loan Programs

1. Fixed-Rate Mortgage:

- A traditional mortgage option with a fixed interest rate for the entire loan term.

- Provides stability and predictable monthly payments.

- Ideal for borrowers planning to stay in their property for a longer period.

2. Adjustable-Rate Mortgage (ARM):

- Offers an initial fixed interest rate for a set period, after which it adjusts periodically based on market conditions.

- Perfect for buyers who expect to sell or refinance within a few years.

- Provides flexibility and potentially lower initial interest rates.

3. Jumbo Loans:

- Designed for financing higher-priced properties that exceed conforming loan limits.

- Provides options for larger loan amounts and luxury purchases.

- Assists borrowers with substantial income and assets.

4. FHA Loans:

- Backed by the Federal Housing Administration, ideal for first-time homebuyers or low-to-moderate-income borrowers.

- Offers low down payment requirements and flexible qualification criteria.

- Provides affordable financing options while ensuring borrower protection.

5. VA Loans:

- Reserved for eligible veterans, active-duty service members, and their spouses.

- Offers exclusive benefits, including zero down payment and competitive interest rates.

- Assists in achieving homeownership for those who have served our country.

6. USDA Loans:

- Geared towards borrowers purchasing in eligible rural areas.

- Offers low to no down payment options and affordable financing for qualified applicants.

- Supports homeownership in rural communities across the United States.

Please note that specific eligibility criteria, interest rates, and terms may apply to each loan program. Contact our Senior Mortgage Loan Officer, Bryan Daley, for more information and assistance.