Our loan programs cater to a variety of needs. Here are the details:

1. Conventional Loans:

- Traditional mortgage loans offered at competitive interest rates.

- Available for primary residences, second homes, and investment properties.

2. Jumbo Loans:

- Designed for financing high-value properties that exceed conforming loan limits.

- Flexible terms and options for larger loan amounts.

3. FHA Loans:

- Backed by the Federal Housing Administration (FHA).

- Suitable for first-time homebuyers with lower down payment requirements.

- Flexible credit score guidelines.

4. VA Loans:

- Specifically for active-duty military, veterans, and their families.

- Offered by the Department of Veterans Affairs (VA).

- Features include flexible eligibility criteria and no down payment options.

5. USDA Loans:

- Supported by the U.S. Department of Agriculture (USDA).

- Ideal for rural and agricultural properties.

- Offers low-interest rates and no down payment options.

6. Fixed-rate Mortgages:

- Provides a consistent interest rate over the loan term.

- Predictable monthly payments for easier budgeting.

7. Adjustable-rate Mortgages (ARMs):

- Offers a lower initial interest rate for a specified period.

- Interest rate may fluctuate after the initial fixed-rate period expires.

8. Reverse Mortgages:

- Tailored for senior homeowners aged 62 and above.

- Allows converting home equity into cash or income stream.

9. Construction Loans:

- Supports the financing of new construction or major renovations.

- Various loan types available to meet specific project requirements.

10. Refinance Loans:

- Provides opportunities to lower interest rates or change loan terms.

- Options include rate-and-term refinance and cash-out refinance.

Remember, this information is purely factual, aimed to inform and not to sell.