- Loan Programs:

- The company offers a range of affordable loan products, including:

1. First-time homebuyer loans

2. Construction loans

3. Refinancing options

4. Investment property loans

- The loan process is clearly defined and involves several stages:

1. Pre-qualification: Assessment of credit score, income, and assets to determine suitable loan programs and estimated borrowing capacity.

2. Application: Completion of the residential loan application (1003 form) and submission of supporting documents like paystubs, tax returns, bank statements, etc.

3. Underwriting: Review of all gathered information by in-house team to ensure it meets the criteria of the selected loan program.

4. Approval: Feedback provided on additional conditions necessary for final loan approval.

5. Processing: Verification of loan application items including employment, bank statements, credit history, and fulfillment of any remaining conditions.

6. Closing: Finalization of loan package, preparation of closing documents, and scheduling of closing with attorney/settlement agent and realtor.

- The company's loan experts have successfully closed millions in home loans across the East Coast.

- Testimonials from satisfied clients attest to the efficiency, responsiveness, and expertise of the lending team.

- Loan programs are subject to change at any time, and all loans require income verification, credit approval, and property appraisal.