Arvest Bank offers the following loan programs:

1. Conventional Loans: Traditional mortgages with fixed or adjustable interest rates for purchasing or refinancing a primary residence, second home, or investment property.

2. FHA Loans: Insured by the Federal Housing Administration, these loans enable borrowers with lower credit scores or down payments to qualify for home financing.

3. VA Loans: Exclusive to eligible veterans, active-duty service members, and surviving spouses, VA loans provide competitive rates, flexible terms, and no down payment options.

4. USDA Loans: Designed for rural and suburban homebuyers, USDA loans offer low to moderate-income individuals the opportunity to access affordable mortgage financing in eligible areas.

5. Jumbo Loans: This program caters to borrowers seeking higher loan amounts that exceed the conventional loan limits established by Fannie Mae and Freddie Mac.

6. Construction Loans: Designed for those building their dream home rather than purchasing an existing property, these loans provide short-term financing during the construction phase.

7. Renovation Loans: Ideal for buyers seeking to finance both the purchase of a fixer-upper property and the cost of renovations or repairs needed.

8. Home Equity Loans: These loans allow homeowners to borrow against the equity accumulated in their property, providing funds for various expenses, such as home improvements or debt consolidation.

9. Bridge Loans: Temporary financing options that assist homeowners in purchasing a new home before selling their current one.

10. Reverse Mortgages: Tailored for older homeowners, reverse mortgages convert part of their home's equity into cash, providing additional income during retirement.

Please note that eligibility requirements and specific terms may vary for each loan program. For detailed information and assistance, please reach out to our Mortgage Loan Officer, Jason Carter, at jcarter5@arvest.com or call his cell at (479) 427-0654.