- Conventional Loans: Ark-La-Tex Financial Services, LLC offers conventional loans for purchasing or refinancing properties. These loans typically require a down payment and follow the guidelines set by Fannie Mae or Freddie Mac.

- FHA Loans: We provide FHA loans, which are backed by the Federal Housing Administration. They are popular among first-time homebuyers and allow for a lower down payment and flexible credit requirements.

- VA Loans: Eligible veterans, active-duty service members, and their spouses can benefit from VA loans offered by our company. These loans are guaranteed by the Department of Veterans Affairs and offer competitive interest rates and no down payment option.

- USDA Loans: Ark-La-Tex Financial Services, LLC also facilitates USDA loans, designed to support rural homebuyers. These loans allow for 100% financing, affordable interest rates, and low mortgage insurance premiums.

- Jumbo Loans: For individuals seeking higher loan amounts that exceed the conventional loan limits, we have jumbo loan options available. These loans are ideal for luxury properties or high-cost areas.

- Renovation Loans: Our company understands the importance of transforming a house into a dream home. We offer renovation loans such as FHA 203(k) and Fannie Mae HomeStyle loans, providing funds for repairs, renovations, or upgrades in a single mortgage.

- Construction Loans: If you're looking to build your own custom home, we offer construction loans that provide financing during the construction phase. Once the construction is complete, the loan can be transitioned to a permanent mortgage.

- Bridge Loans: Ark-La-Tex Financial Services, LLC offers bridge loans, which provide short-term financing to bridge the gap between the sale of an existing home and the purchase of a new property. This option can be helpful when timing is critical.

- Reverse Mortgages: Seniors aged 62 and older can benefit from our reverse mortgage program. With a reverse mortgage, homeowners can convert a portion of their home equity into cash, providing financial flexibility during their retirement years.

- Second Mortgages/Home Equity Loans: We offer second mortgages or home equity loans, allowing homeowners to tap into the equity they have built in their property. These loans can be used for various purposes, such as home improvements, debt consolidation, or educational expenses.

Please note that the availability of loan programs may vary based on individual eligibility and regional factors. For detailed information and assistance, reach out to our team at Ark-La-Tex Financial Services, LLC.