Arbor Bank offers the following loan programs:

1. Conventional Loans: Designed to meet the needs of borrowers with good credit and stable income. These loans offer fixed or adjustable interest rates with flexible down payment options.

2. Jumbo Loans: For homebuyers looking to finance a high-value property that exceeds the conforming loan limits. Arbor Bank provides jumbo loans with competitive rates and flexible terms.

3. FHA Loans: Backed by the Federal Housing Administration, these loans are ideal for first-time homebuyers or those with less-than-perfect credit. They offer low down payment options and more lenient qualification requirements.

4. VA Loans: Specifically available to military service members, veterans, and eligible surviving spouses, VA loans provide favorable terms, including zero down payment options and no private mortgage insurance requirements.

5. Rural Housing Loans: Aimed at promoting homeownership in rural areas, these loans offer attractive terms and low-interest rates. They are insured by the USDA and can be an affordable option for eligible borrowers.

6. First-Time Homebuyer Programs: Arbor Bank offers special programs and assistance tailored to the needs of first-time homebuyers. These programs typically provide down payment assistance and educational resources.

Arbor Bank's experienced mortgage professionals are ready to guide borrowers through the homebuying process. Whether purchasing, refinancing, or building a dream home, their team is dedicated to providing personalized solutions aligned with each customer's financial goals.