- Conventional Loans: We offer conventional loan programs that are not insured or guaranteed by the government. These loans typically require a higher credit score and a down payment of at least 3%.

- FHA Loans: Aqua Home Loans provides Federal Housing Administration (FHA) loans, which are backed by the government. These loans are ideal for borrowers with lower credit scores and offer more flexible qualification criteria.

- VA Loans: We offer VA loans specifically for active duty military personnel, veterans, and their families. These loans provide favorable terms and benefits, including no down payment requirement and competitive interest rates.

- USDA Loans: Aqua Home Loans also offers United States Department of Agriculture (USDA) loans, which are designed to help rural and suburban homebuyers. These loans offer low interest rates and require no down payment.

- Jumbo Loans: If you're looking to finance a high-value property, our jumbo loan program can meet your needs. These loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac.

- Portfolio Loans: We provide portfolio loan options for borrowers who may not meet the standard lending requirements. These loans are kept in-house by Aqua Home Loans and offer unique solutions tailored to individual circumstances.

Note: Please contact us directly at 808.270.1111 or Team@AquaHL.com for more information regarding eligibility criteria, specific loan terms, and any other questions you may have about our loan programs.