- Conventional Loans: AnnieMac Home Mortgage offers conventional loans, which are standard mortgage loans not insured or guaranteed by a government agency. These loans typically require a higher credit score and a down payment of at least 3%.

- FHA Loans: The company also provides FHA loans, which are backed by the Federal Housing Administration. These loans are suitable for first-time homebuyers or individuals with lower credit scores. They require a down payment as low as 3.5% and offer more flexible qualification guidelines.

- VA Loans: AnnieMac Home Mortgage offers VA loans exclusively to eligible veterans, active-duty service members, and their spouses. These loans are guaranteed by the Department of Veterans Affairs and often require no down payment.

- USDA Loans: For those living in rural or suburban areas, USDA loans can be a great option. These loans are designed to encourage homeownership in eligible rural areas and offer low interest rates, no down payment, and flexible credit requirements.

- Jumbo Loans: The company also provides jumbo loans for homebuyers seeking loan amounts that exceed the conforming loan limits set by Freddie Mac and Fannie Mae. These loans are available to qualified borrowers and often require a higher credit score and larger down payment.

- Renovation Loans: With AnnieMac Home Mortgage's renovation loan programs, borrowers can finance the purchase or refinance of a home along with the cost of renovations and repairs. These loans provide a convenient solution for those looking to turn a fixer-upper into their dream home.

- Adjustable Rate Mortgages (ARMs): ARMs offer an initial fixed interest rate for a specific period, after which the rate adjusts periodically based on market conditions. AnnieMac Home Mortgage provides ARM options for those looking for flexibility in their mortgage payments.

Please note that the availability of these loan programs may vary based on eligibility criteria, geographical location, and changes in market conditions. It is recommended to consult with a loan officer from AnnieMac Home Mortgage for specific details and requirements regarding each loan program.