- Loan Programs: Ameris Bank offers a variety of loan programs to cater to different needs and financial situations of homebuyers. These programs include:

- Conventional Loans: Traditional fixed-rate and adjustable-rate mortgage loans with competitive interest rates.

- FHA Loans: Government-backed loans that offer flexible qualification requirements and low down payment options.

- VA Loans: Mortgage loans designed for military veterans, offering favorable terms and no down payment requirement.

- USDA Loans: Loans for rural properties with no down payment requirement and low-interest rates.

- Jumbo Loans: Financing options for high-value homes that exceed the conforming loan limits.

- Construction Loans: Loans for individuals building a new home or undertaking a major renovation project.

- Renovation Loans: Financing options specifically tailored for home improvement projects.

- First-Time Homebuyer Programs: Special programs and incentives to assist first-time homebuyers in achieving their homeownership goals.

Please note that this information is based on the provided content and may not encompass the full range of loan programs offered by Ameris Bank. For detailed information and eligibility requirements, it is recommended to contact a loan officer or visit their website.