Ameris Bank offers a range of loan programs to meet various financing needs. These programs include:

1. Mortgage Loans: Ameris Bank provides mortgage loans for the purchase or refinancing of residential properties. They offer fixed-rate mortgages with terms ranging from 15 to 30 years, allowing borrowers to choose a repayment schedule that fits their budget.

2. Home Equity Loans: Customers who own a home can take advantage of Ameris Bank's home equity loans. These loans allow homeowners to borrow against the equity in their property, providing access to funds for home improvements, debt consolidation, education expenses, or other financial needs.

3. Construction Loans: Ameris Bank offers construction loans for individuals looking to build their dream home. With competitive rates and flexible terms, these loans provide the necessary funds to cover construction costs and can be converted into permanent financing after completion.

4. Commercial Real Estate Loans: For businesses seeking financing options for real estate projects, such as purchasing or expanding commercial properties, Ameris Bank provides commercial real estate loans. These loans are tailored to meet the unique needs of businesses and are available for a variety of property types, including office buildings, retail spaces, and industrial facilities.

5. Small Business Administration (SBA) Loans: Ameris Bank is an approved lender for SBA loans, which aim to support small business owners. These loans offer favorable terms, longer repayment periods, and lower down payments than conventional loans, helping entrepreneurs start or grow their businesses.

6. Personal Loans: Ameris Bank provides personal loans to customers who need funds for personal expenses, such as home improvements, medical bills, or vacation planning. These loans typically have fixed interest rates and predictable monthly payments.

Please note that specific eligibility criteria, terms, and conditions may apply for each loan program. It is recommended to contact Ameris Bank directly or visit their website for further information and to discuss the available options for obtaining a loan.