At American Pacific Mortgage Corporation, we offer a variety of loan programs to meet your specific needs. Our loan programs include:

1. Conventional Loans: Traditional mortgage loans that conform to guidelines set by Fannie Mae and Freddie Mac, offering competitive interest rates and down payment options.

2. FHA Loans: Insured by the Federal Housing Administration, these loans are popular for first-time homebuyers, featuring low down payment requirements and flexible qualification criteria.

3. VA Loans: Offered to eligible veterans, active-duty service members, and surviving spouses, VA loans provide favorable terms with little to no down payment requirement.

4. USDA Loans: Backed by the U.S. Department of Agriculture, these loans are designed for rural property buyers, providing 100% financing options and low-interest rates.

5. Jumbo Loans: Available for high-value properties beyond conforming loan limits, jumbo loans provide financing for luxury homes with competitive rates and flexible terms.

6. Adjustable-Rate Mortgages (ARM): These loans offer an initial fixed-rate period, after which the interest rate adjusts periodically based on market conditions, providing flexibility for certain borrowers.

7. Reverse Mortgages: Designed for homeowners aged 62 and older, reverse mortgages allow you to convert a portion of your home's equity into tax-free funds, enhancing financial security during retirement.

8. Renovation Loans: Ideal for homebuyers seeking to finance both the purchase and renovation costs, renovation loans offer a single mortgage with funds for renovations or repairs.

9. Home Equity Loans: These loans utilize the equity in your home as collateral, providing a lump-sum amount that can be used for various purposes, such as home improvements or debt consolidation.

10. Refinance Loans: Our refinancing options allow you to replace your current mortgage with a new loan, potentially securing a lower interest rate, cash-out funds, or adjusting the loan term.

For further details and eligibility requirements regarding our loan programs, please contact our Branch Manager, Tyson Rondeau, at tyson.rondeau@apmortgage.com or call (480) 600-9989.