Mortgage Loan Program:

- Description: We offer mortgage loans for individuals looking to purchase or refinance their homes. Our mortgage loans come with competitive interest rates and flexible repayment options.

- Eligibility: Open to individuals who meet our credit criteria and have a steady source of income.

- Loan-to-Value Ratio: Up to 80% of the appraised value of the property.

- Loan Terms: We offer various loan terms, including 15-year and 30-year fixed-rate mortgages.

- Benefits: Accessible financing options for homebuyers, allowing them to achieve their homeownership goals.

Commercial Real Estate Loan Program:

- Description: We provide financing solutions for businesses interested in acquiring or constructing commercial properties. Our commercial real estate loans come with flexible terms and can be tailored to meet specific business needs.

- Eligibility: Open to businesses that meet our credit criteria and have a viable commercial project.

- Loan-to-Value Ratio: Up to 75% of the appraised value of the commercial property.

- Loan Terms: We offer both short-term and long-term loan options, depending on the requirements of the project.

- Benefits: Assisting businesses with their expansion plans by offering financing solutions suited to their commercial real estate needs.

Construction Loan Program:

- Description: Our construction loan program offers funding for individuals and businesses undertaking new construction or renovation projects. These loans provide funds at different stages of the construction process and can be converted to permanent financing once the project is complete.

- Eligibility: Open to individuals and businesses with construction or renovation projects that meet our credit criteria.

- Loan-to-Cost Ratio: Up to 80% of the estimated cost of the construction project.

- Loan Terms: Customized loan terms based on the specific needs of the project.

- Benefits: Support in realizing construction projects by providing financial assistance throughout the construction process.

Home Equity Loan Program:

- Description: We offer home equity loans that allow homeowners to leverage the equity in their homes for various financial needs. These loans provide a lump sum amount based on the appraised value of the property.

- Eligibility: Open to homeowners who meet our credit criteria and have significant equity in their homes.

- Loan-to-Value Ratio: Up to 80% of the appraised value of the property, minus the existing mortgage balance.

- Loan Terms: Flexible repayment terms with fixed or adjustable interest rates.

- Benefits: Access to funds for home improvements, debt consolidation, education expenses, or other financial requirements by utilizing the equity in the property.