NMLS#
411457
About
American Bank and Trust Company NA
American Bank and Trust Company NA is a financial institution that offers a range of services to its customers. Our Wealth Management services are designed to help individuals build wealth for the present and future. We strive to be the right financial partner for our customers, empowering them to achieve their best financial selves. Our offerings include home loans, credit cards, and business cash access through Core Business Checking. We also provide the opportunity for businesses to earn premium interest rates on balances over $25,000 with our High Yield Money Market account. For those looking to start investing, we offer Marstone's investing tool to create personalized investment plans. Additionally, our free online financial wellness site allows customers to explore possibilities, get answers to questions, educate their families, and make plans. At American Bank & Trust, we value your privacy and use cookies to enhance your browsing experience. For more information on our services and how to manage cookies, please refer to our Website Security and Cookie Policy.
Loan programs at
American Bank and Trust Company NA
- Residential Mortgage Loans: We offer mortgage loans for purchasing or refinancing residential properties. Our team of experts will assist you in finding the right loan option based on your needs and financial situation.
- Home Equity Loans: Utilize the equity in your home to access funds for various purposes such as home renovations, debt consolidation, or major expenses. Our home equity loan programs provide flexible terms and competitive interest rates.
- Construction Loans: If you're planning to build a new home, our construction loan options can provide the necessary financing for the construction phase. We work closely with builders and contractors to ensure a smooth loan process.
- Commercial Real Estate Loans: For businesses looking to acquire or refinance commercial properties, we offer commercial real estate loan programs. Our experienced lenders will work with you to structure a loan that meets your business objectives.
- Small Business Administration (SBA) Loans: American Bank and Trust Company NA is an approved SBA lender, providing government-backed loan options to small businesses. These loans offer favorable terms and support various business needs.
- Investment Property Loans: If you're interested in investing in rental properties or expanding your real estate portfolio, our investment property loan programs can help you finance the purchase.
- Jumbo Loans: For high-value properties that exceed conforming loan limits, we offer jumbo loan programs. These loans provide financing options that cater to the unique needs of luxury home buyers.
- Reverse Mortgages: Designed for qualified homeowners aged 62 and older, our reverse mortgage programs allow individuals to convert a portion of their home's equity into cash or establish a line of credit while retaining homeownership.
- Refinance Loans: Whether you aim to lower your monthly payments, secure a better interest rate, or switch to a different loan term, our refinance loan options enable homeowners to modify their existing mortgages.
Please note that the availability of these loan programs and specific terms may vary based on factors such as location and individual eligibility. We recommend contacting our loan officers for further information and to discuss your specific borrowing needs.