NMLS#
93265
About
Alpha Mortgage Corporation
Since 1983, Alpha Mortgage has been a respected mortgage lender based in Wilmington, North Carolina. We are licensed to serve North Carolina, South Carolina, Virginia, Georgia, Florida, and Texas. Our success is founded on strong business ethics, providing high-quality service, and ensuring customer satisfaction. We offer guidance on loan programs and credit score recovery, helping customers achieve responsible homeownership. Apply online or consult with our mortgage loan officers for personalized assistance. Alpha Mortgage will support you throughout the home-buying process, ensuring timely loan approval. Our clients praise our exceptional service and competitive rates. Download our free Home Buying Guide for comprehensive assistance. Alpha Mortgage Corporation is an Equal Housing Lender and holds various licenses across different states.
Loan programs at
Alpha Mortgage Corporation
Alpha Mortgage Corporation offers a range of loan programs to cater to different needs and circumstances. These programs include:
1. Purchase Loans: Alpha Mortgage provides financing options for individuals looking to purchase a new home. Whether you're a first-time homebuyer or an experienced buyer, their loan officers can guide you through the process and help you find the right mortgage option.
2. Refinance Loans: If you already own a home and want to refinance your existing mortgage, Alpha Mortgage offers refinancing options. This allows you to potentially lower your interest rate, reduce your monthly payments, or access equity in your home for other expenses.
3. Conventional Loans: This loan program is ideal for borrowers with good credit scores and stable income. Conventional loans typically have fixed or adjustable interest rates and various term options.
4. FHA Loans: Alpha Mortgage provides Federal Housing Administration (FHA) loans, which are backed by the government. These loans are suitable for borrowers with lower credit scores or limited down payment funds.
5. VA Loans: Alpha Mortgage specializes in Veterans Affairs (VA) loans for active duty military members, veterans, and eligible surviving spouses. VA loans often feature competitive interest rates, flexible qualification requirements, and require no down payment.
6. USDA Loans: As an approved lender for United States Department of Agriculture (USDA) loans, Alpha Mortgage offers financing for rural and suburban properties. USDA loans provide low interest rates and require no down payment for eligible borrowers.
7. Jumbo Loans: Alpha Mortgage also offers jumbo loans for higher-priced properties that exceed conventional loan limits. These loans are designed to meet the unique requirements of luxury homebuyers.
8. Construction Loans: If you're planning to build your dream home, Alpha Mortgage provides construction loan programs. These loans offer financing during the construction phase, and later convert into a permanent mortgage once the construction is complete.
9. Renovation Loans: Alpha Mortgage understands that home improvements are essential. They offer renovation loan programs that provide financing for home renovations and repairs, allowing borrowers to turn their current property into their dream home.
10. Reverse Mortgages: For seniors aged 62 and older, Alpha Mortgage offers reverse mortgages. This program allows homeowners to convert a portion of their home equity into tax-free funds, providing financial flexibility during retirement.
These loan programs offered by Alpha Mortgage Corporation cater to a variety of situations, helping individuals achieve their goals of homeownership and making informed financial decisions. Seek advice from a licensed loan originator to determine which program suits your needs.
States
is licensed to work in
Florida (MLD1700), Georgia (93265), North Carolina (L-113831), South Carolina (MLS - 93265), Texas (), Virginia (MC-4927)