All Western Mortgage, Inc. 3

NMLS#

866955

About

All Western Mortgage, Inc. 3

Obtaining a mortgage can be stressful, but at All Western Mortgage, Inc., we strive to make the process as smooth as possible. Our aim is not just to close the transaction but to serve as your mortgage advisor for life. Whether you're considering a purchase loan or a refinance, it's never too early to start the process. We encourage you to schedule an appointment with one of our lenders, as gathering information early on can save you money in the long run. We believe in doing as much of the loan "upfront" as possible to identify potential obstacles and present the strongest offer. As a direct lender, we consistently offer competitive rates and fees, and our dedicated advisor Shivani Peterson will invest the time required to find the best strategy for you and your family. From refinancing to purchasing a new property, she provides straightforward guidance on all your mortgage needs. Hear what our clients have to say about us and reach out to get started today.

Loan programs at

All Western Mortgage, Inc. 3

-**FHA Loans**: All Western Mortgage, Inc. offers FHA loans. These are government-backed loans that allow buyers to purchase a home with a low down payment and flexible credit requirements.

-**Conventional Loans**: The company provides conventional loans, which are not insured or guaranteed by the government. These loans typically require a higher down payment but offer competitive interest rates and flexible terms.

-**VA Loans**: All Western Mortgage, Inc. offers VA loans designed specifically for veterans, active-duty service members, and eligible surviving spouses. These loans provide favorable terms, including no down payment and lower interest rates.

-**USDA Loans**: The company also offers USDA loans, backed by the United States Department of Agriculture. These loans are available in eligible rural areas and provide financing options for low-to-moderate-income borrowers.

-**Jumbo Loans**: All Western Mortgage, Inc. provides jumbo loans, which are designed for purchasing high-value properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.

-**Reverse Mortgage**: The company offers reverse mortgages for homeowners who are at least 62 years old. This program allows them to convert home equity into cash while retaining ownership of the property.

-**First-Time Homebuyer Programs**: All Western Mortgage, Inc. provides programs specifically tailored to assist first-time homebuyers, offering guidance, education, and financing options to help them achieve their homeownership goals.

-**Refinance Loans**: The company offers refinancing options for homeowners looking to lower their monthly mortgage payments, reduce interest rates, change loan terms, or access equity in their homes.

-**Investment Property Financing**: All Western Mortgage, Inc. provides financing solutions for investment properties, including rental homes or properties purchased for investment purposes.

-**Renovation Loans**: The company offers renovation loans that allow individuals to finance both the cost of acquiring a property and the renovations or improvements needed, simplifying the process of turning a fixer-upper into a dream home.

-**Construction Loans**: All Western Mortgage, Inc. provides construction loans for individuals looking to build their own custom homes. These loans offer flexibility and convenience throughout the construction process.

-**Second Home Loans**: The company offers loan programs for purchasing second homes, providing financing options for those who wish to have a vacation home or investment property in addition to their primary residence.