All Western Mortgage, Inc. offers a range of loan programs to meet the diverse needs of borrowers. Our loan programs include:

1. Conventional Loans: Traditional loans that conform to guidelines set by Fannie Mae and Freddie Mac, offering competitive rates and flexible terms.

2. FHA Loans: Insured by the Federal Housing Administration (FHA), these loans are ideal for first-time homebuyers and individuals with lower credit scores, featuring low down payment options and favorable interest rates.

3. VA Loans: Available to eligible veterans, active-duty service members, and their spouses, VA loans provide financing with no or minimal down payment requirements and favorable terms.

4. USDA Loans: Designed for rural and suburban homebuyers, USDA loans offer 100% financing and low-interest rates to promote homeownership in eligible areas.

5. Jumbo Loans: For borrowers seeking higher loan amounts that exceed conventional loan limits, jumbo loans provide flexible options with competitive rates for luxury or high-value properties.

6. FHA 203(k) Loans: These loans combine financing for the purchase or refinance of a home with the cost of renovating or remodeling it, helping borrowers transform properties into their dream homes.

7. Reverse Mortgages: Tailored for senior homeowners aged 62 and older, reverse mortgages allow borrowers to tap into their home equity, providing supplemental income or funds for essential expenses.

8. Non-Qualified Mortgage (Non-QM) Loans: A solution for borrowers who may not meet traditional mortgage requirements, Non-QM loans provide alternative financing options suitable for unique financial situations.

9. Fixed-Rate Mortgages: Offering stability and peace of mind, fixed-rate mortgages lock in a consistent interest rate throughout the loan term, making budgeting easier for homeowners.

10. Adjustable-Rate Mortgages (ARMs): These mortgages feature an initial fixed-rate period followed by adjustable interest rates, providing flexibility and potentially lower initial payments.

Please note that the availability of loan programs may vary based on the borrower's location and individual circumstances. Contact our experienced loan officers to discuss which program best suits your needs.