1. Conventional Loans: Alcova Mortgage LLC offers conventional loans, which are mortgage loans that are not insured or guaranteed by the government. These loans typically require a higher credit score and a larger down payment than government-backed loans.

2. FHA Loans: The company provides Federal Housing Administration (FHA) loans, which are backed by the government. These loans offer more lenient credit requirements and lower down payment options, making them accessible for first-time homebuyers or those with limited financial resources.

3. VA Loans: Alcova Mortgage LLC offers VA loans, specifically designed for veterans, active-duty service members, and their eligible spouses. These loans are guaranteed by the Department of Veterans Affairs and provide favorable terms such as no down payment requirement and competitive interest rates.

4. USDA Loans: The company provides USDA loans, which are backed by the United States Department of Agriculture. These loans aim to promote homeownership in rural areas by offering low-interest rates and zero down payment options to qualifying individuals and families.

5. Jumbo Loans: Alcova Mortgage LLC offers jumbo loans, which are mortgages that exceed the conforming loan limits set by the Federal Housing Finance Agency. These loans are suitable for borrowers purchasing high-value properties and require a larger down payment and stricter qualification criteria.

6. Renovation Loans: The company provides renovation loans, allowing borrowers to finance both the purchase or refinance of a property and its subsequent renovation or remodeling. These loans can be an excellent option for individuals seeking to personalize their home or invest in property improvements.

7. Construction Loans: Alcova Mortgage LLC offers construction loans, which provide financing for new home construction projects. These loans enable borrowers to secure funding to cover land acquisition, construction costs, and related expenses.

8. Reverse Mortgages: The company provides reverse mortgages, a type of loan available to homeowners aged 62 and older. Reverse mortgages allow eligible individuals to tap into their home equity and receive funds which can be used for various purposes, such as supplementing retirement income.

Please note that these loan programs may have additional requirements and eligibility criteria. It is recommended to consult with a loan officer from Alcova Mortgage LLC for detailed information and guidance regarding specific loan programs.