At AdvantageFirst Lending Inc., we offer the following loan programs:

1. Purchase Loans: We provide financing options for individuals looking to purchase a new home.

2. Refinance Loans: If you already own a home, our refinance loans allow you to replace your existing mortgage with a new one, potentially saving you money on interest rates or monthly payments.

3. Cash-Out Refinance: With this program, you can refinance your home and receive cash based on the equity you have built, which can be used for various purposes such as home improvements, debt consolidation, or other financial needs.

4. Fixed-Rate Mortgages: Our fixed-rate mortgages offer stability with a consistent interest rate throughout the loan term, allowing borrowers to budget with confidence.

5. Adjustable-Rate Mortgages (ARMs): ARMs feature an initial fixed-rate period, followed by adjustable rates for the remaining term. These loans are suitable for borrowers who expect changes in their financial circumstances or plan to sell the property before the initial fixed-rate period ends.

6. Jumbo Loans: For high-value properties that exceed conventional loan limits, we provide jumbo loans with competitive interest rates and flexible terms.

7. FHA Loans: Backed by the Federal Housing Administration, FHA loans are designed to assist first-time homebuyers and individuals with lower credit scores or limited down payment funds.

8. VA Loans: Exclusive to eligible veterans, active-duty service members, and their families, VA loans offer favorable terms, including no down payment, flexible credit requirements, and competitive interest rates.

9. USDA Loans: This program supports individuals in rural areas by offering low-interest, zero-down payment loans for qualified borrowers.

10. Reverse Mortgages: Designed for homeowners aged 62 and older, reverse mortgages allow you to convert a portion of your home's equity into tax-free funds without monthly mortgage payments.

11. Renovation Loans: Our renovation loans enable borrowers to finance both the purchase or refinance of a property and its renovation costs, simplifying the process of achieving your dream home.

12. First-Time Homebuyer Programs: We provide assistance and specialized loan programs specifically catering to first-time homebuyers, making homeownership more accessible and affordable.

13. Construction Loans: Are you planning to build your dream home from scratch? Our construction loans offer financing for new construction projects, providing funds during the building process.

14. Investment Property Loans: If you're interested in purchasing properties for investment purposes, our investment property loans cater to the unique needs of real estate investors.

15. Mobile Home Loans: We offer financing options for individuals looking to purchase or refinance mobile homes.

Please note that eligibility criteria, interest rates, and terms may vary for each specific loan program. For more detailed information and personalized quotes, please contact us.