1. First-Time Homeowner Loan Program: This program is designed for individuals purchasing their first home. It aims to simplify the home loan process and provide guidance throughout.

2. New Home Purchase Loan Program: This program caters to individuals ready to buy a new home. The company's team is prepared to assist with every step of the home buying process.

3. Refinance Loan Program: If interest rates have decreased since you purchased your home, this program allows you to potentially lower your mortgage payment by refinancing your existing loan.

4. Customized Loan Options: As a mortgage broker and lender, 1st Securities has the flexibility to customize a loan that suits your unique needs. They can compare rates, programs, and pricing from various banks to find the best option for you.

5. Personalized Attention: Unlike larger lenders, 1st Securities Mortgage partners you with an experienced Loan Originator who will work closely with you from day one. They take the time to understand your financial situation and goals before recommending a specific loan program.